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What's a good interest rate on a credit card?

A credit card APR below 10% is definitely good, but you may have to go to a local bank or credit union to find it. The Federal Reserve tracks credit card interest rates, and an APR below the average would also be considered good.

What is a normal interest rate for a credit card?

The average credit card interest rate in the U.S. is 19.20%, based on MoneyGeek's dataset. The average interest rate on a credit card is 14.51%, according to the Federal Reserve's data from the end of 2021.

Is 26.99 APR good for a credit card?

Is a 26.99% APR good for a credit card? No, a 26.99% APR is a high interest rate. Credit card interest rates are often based on your creditworthiness. If you're paying 26.99%, you should work on improving your credit score to qualify for a lower interest rate.

Is 24% APR high for a credit card?

You still shouldn't settle for a rate this high if you can help it, though. A 24.99% APR is reasonable but not ideal for credit cards. The average APR on a credit card is 20.16%. A 24.99% APR is decent for personal loans.

A good interest rate on a credit card is anything below 14%. That is roughly the average regular interest rate on credit cards for people with excellent credit. Even a relatively good interest rate on credit cards for people with lower scores is not all that low.

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A good credit record leads to a higher credit score which helps you qualify for lower interest rates Know the date your payment is due If your bill is due at 

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