No, a 26.99% APR is a high interest rate. Credit card interest rates are often based on your creditworthiness. If you're paying 26.99%, you should work on improving your credit score to qualify for a lower interest rate.
Is 27 APR too high?
First, will you be able to pay off the balance in full every month? An interest rate of 27 percent is extremely high. To combat this, Green said, if you decide to keep the card open, you will absolutely want to pay off your balances in full every month.
Is a APR of 25 good?
This is one example of bad APR, as carrying a balance at a 25% APR can easily create a cycle of consumer debt if things go wrong and leave the cardholder worse off than when they started.
Is APR 29.99 good?
Dear Vera, It is an unfortunate truth that one can very quickly do major damage to one's credit score. However, the reverse is true when trying to build credit back up.
Is a 26.99% APR good for a credit card? No, a 26.99% APR is a high interest rate. Credit card interest rates are often based on your creditworthiness. If you're paying 26.99%, you should work on improving your credit score to qualify for a lower interest rate.
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